Stop Foreclosure Attorney in Glendale & Los Angeles
Legal guidance for homeowners facing foreclosure, lender issues, mortgage payment challenges, and property protection concerns. DiJulio Law Group has guided clients through stop foreclosure matters in Glendale, Los Angeles, and across Southern California for more than 35 years.
Stop Foreclosure
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Schedule a ConsultationStop Foreclosure Counsel for Los Angeles & Glendale
Legal guidance for homeowners facing foreclosure, lender issues, mortgage payment challenges, and property protection concerns.
DiJulio Law Group helps clients throughout Los Angeles County and Southern California evaluate the risks involved, understand the options available under California law, prepare the necessary documentation, negotiate where appropriate, and pursue a focused litigation strategy when a dispute cannot be resolved efficiently.
Clients work directly with experienced attorneys who take the time to understand the facts, explain the legal issues in plain terms, and build a practical strategy around the client's goals — not a one-size-fits-all approach.
Experienced California Legal Counsel
What a Stop Foreclosure Matter May Involve
Case Review
A careful evaluation of the facts, key documents, applicable California legal standards, deadlines, parties, and practical risk factors before any strategic decisions are made.
Strategy & Negotiation
A focused legal strategy aimed at resolving the dispute, protecting your interests, and positioning the matter for the most favorable outcome available under the circumstances.
Litigation Support
Full representation when informal resolution is not enough — including pleadings, discovery, motions, hearings, mediation, and trial preparation in Los Angeles County courts.
Stop Foreclosure — Frequently Asked Questions
Questions clients in Glendale, Los Angeles, and throughout California commonly ask about stop foreclosure matters and how DiJulio Law Group approaches them.
How does the foreclosure process work in California?
California uses a nonjudicial foreclosure process for most residential properties. After a borrower defaults, the lender records a Notice of Default. If the default is not cured within 90 days, a Notice of Trustee's Sale is recorded, and the property can be sold at auction no sooner than 21 days after that notice.
What options do I have to stop a foreclosure in California?
Options include bringing the loan current (reinstatement), negotiating a loan modification with the lender, pursuing a forbearance agreement, filing for bankruptcy protection, negotiating a short sale, or challenging the foreclosure on legal grounds such as procedural violations by the lender.
What is a loan modification and how do I qualify?
A loan modification is a change to your mortgage terms — such as an interest rate reduction, extended repayment period, or principal deferment — that makes payments more affordable. Qualifications vary by lender and loan type, and the process can be lengthy. An attorney can help document your hardship and negotiate directly with the servicer.
Can filing for bankruptcy stop a foreclosure?
Yes. Filing for bankruptcy creates an automatic stay that immediately halts foreclosure proceedings. A Chapter 13 bankruptcy can allow homeowners to catch up on arrears over three to five years while keeping the property. However, bankruptcy has significant long-term financial consequences that must be carefully evaluated.
What is a Notice of Default and when does it get filed?
A Notice of Default (NOD) is the official document a lender or trustee records with the county recorder after a borrower falls behind on mortgage payments, typically after 90 days of non-payment. It marks the formal start of California's nonjudicial foreclosure process and triggers the reinstatement period.
What is the right of reinstatement in California?
California law gives borrowers the right to reinstate a defaulted mortgage by paying all past-due amounts — including principal, interest, fees, and costs — up until five business days before the foreclosure sale date. Reinstatement stops the foreclosure and restores the original loan terms.
Can I challenge a wrongful foreclosure in California?
Yes. Borrowers can challenge a foreclosure if the lender failed to follow proper procedures, failed to honor a loan modification agreement, violated the California Homeowner Bill of Rights, lacked authority to foreclose, or engaged in dual-tracking (pursuing foreclosure while a loss mitigation application was pending).
Should I hire an attorney to deal with a foreclosure?
An attorney can evaluate your specific situation, identify potential lender violations, represent you in negotiations, and file for legal remedies if warranted. Acting early — before the foreclosure sale date — preserves the most options. Time is a critical factor in California foreclosure cases.
Talk to a Real Estate Attorney.
Contact DiJulio Law Group to discuss your stop foreclosure matter and next steps. Serving clients in Glendale, Los Angeles, and throughout Southern California.